The service
Four dispute rounds. One plan.
A Full Credit Sweep is one initial sweep across your credit file, plus three further rounds held in reserve for whatever surfaces later.
What is included
The rounds
Credit files rarely stop changing the day you start. That is the reason the plan is four rounds rather than one.
Your complete dispute round, filed across your credit file. This is the work that begins once your documents are in.
Available after the sweep for new items or issues that need attention.
A third round available as additional negative information or debt appears.
Your last available dispute round, there when another issue needs to be addressed.
What we can and cannot do
Worth being direct about.
A dispute asks a credit bureau to verify information in your file. Information that is inaccurate, incomplete, or unverifiable can be challenged, and that is the work we do.
Information that is accurate and current cannot be removed by anyone — not by us, not by any other company, and not by you. Any firm that tells you otherwise is describing something it cannot deliver.
We also cannot tell you in advance what your file will look like afterward, because that depends on what is in it and on how the bureaus respond. What we will do is look at your actual situation on the consultation call and tell you honestly whether this is worth your money.
What it costs
There is no fixed price. It depends on what is in your file, which is why the figure comes after a consultation rather than off a price list. You get it in writing, with the terms attached, before you agree to anything.
Your rights
You can dispute inaccurate information yourself, directly with the credit bureaus, at no cost, and you are entitled to obtain your credit report. Before any agreement you receive a written statement of your rights and a written contract, and you may cancel within three business days. See your rights for the detail.
Next step
Find out whether it fits your situation.
We will tell you honestly if the answer is no.