Terms
Terms of use.
These cover use of this website. The services themselves are governed by the written agreement you sign.
Last updated: August 30, 2026
This site is information, not advice
Nothing on this website is legal or financial advice, and nothing here creates a client relationship. That begins only when you sign a written agreement with SCII.
No promised outcome
We do not guarantee any particular result. What happens with your credit file depends on what is in it and on how the credit bureaus respond.
Refunds and cancellation
How to cancel, and what comes back to you, is set out in full in our refund and cancellation policy.
Availability
Availability of services varies by state. We will confirm whether we can work with you during your consultation.
Accuracy of what you tell us
You agree that the information you give us is truthful and yours to provide. We rely on it, and we cannot do the work properly without that.