How it works
Talk to a person first.
There is no sign-up form that takes your money before anyone has looked at your situation. Here is the whole sequence, start to finish.
You tell us where your credit stands and what you are trying to accomplish. We tell you honestly whether a Full Credit Sweep is the right fit, including when it is not.
There is no single price, because no two credit files are the same. After the call you get a figure that reflects your file, in writing, with the terms attached.
Before any work begins you receive a written contract and a statement of your rights, including your right to cancel within three business days. Nothing starts until you have signed.
You upload what we need through your own portal — never by email or text. We ask for your ID and your credit report. We never ask for the password to any of your accounts.
The sweep is filed, and you can see where it stands from your portal at any time.
Three rounds stay on your plan. Use them as new items surface.
What we ask for
And what we will never ask for.
We ask for: government-issued ID, your credit report, and the details needed to file disputes on your behalf. All of it is uploaded through your own portal, protected by your own login.
We never ask for: the password to your credit monitoring account, your bank, or your email. If you need a credit report, we will point you at where to get one and you download it yourself. A password you hand over is a password you no longer control, and no legitimate firm needs yours.
We keep only the last four digits of your Social Security number in our own systems. Nothing sensitive is ever collected by email, text message, or the chat widget.
Ready when you are
It starts with one call.
No obligation, and you will get a straight answer.